Reliable Private Funding for Real Estate Investors in Alabama
No Money Down, 100% Financing Up to 75% of ARV
Private Lending for House Flippers and Rental Property Investors
From the revitalization projects in Birmingham to the rental growth in Huntsville and the historic flips happening in Mobile, Alabama has become a hotbed of real estate investment opportunity. At Residential Capital Partners, we help you act quickly and confidently with 100% financing for qualified borrowers, covering both the purchase and rehab costs up to 75% of ARV—with no money down!
Whether you're flipping single-family homes, expanding your buy-and-hold portfolio, or bridging the gap between deals, our private lending solutions are built for what smart investors need: fast, flexible, and reliable funding so you never miss out on a great opportunity.
Why Alabama Real Estate Investors Choose ResCap
As a direct, balance sheet lender, we fund and service our own loans—no outside decision makers, no unnecessary delays. Our team has decades of real estate experience and as real estate investors ourselves, we understand the importance of speed, transparency, and flexibility when you're trying to seize the right opportunity.
What Makes Us Different
- 100% Financing up to 75% ARV of both purchase and repair for qualified investors
- Quick Approvals & Fast Closings so you never miss out on a deal
- Transparent Loan Terms — no hidden fees, no surprises
- Experience You Can Trust from a team that understands real estate from the inside out
Alabama Investment Property Loan Programs
Fix and Flip Loans
We offer reliable, short-term funding to purchase and renovate single-family homes throughout Alabama. Whether you're updating a historic property in Montgomery or flipping in up-and-coming areas like Tuscaloosa or Decatur, we help you move fast and stay competitive.
Rental Property Loans
Build long-term wealth with our rental financing programs, ideal for Alabama’s strong and growing rental demand. From college towns like Auburn to expanding suburbs around Huntsville and Birmingham, we make it easy to grow your portfolio with confidence.
Bridge Rental Loans
Need short-term capital while transitioning between financing strategies? Our bridge loans provide the flexibility and speed you need to prepare for permanent financing or season your rental property.
Lending Across Alabama
Whether you’re investing in urban centers or smaller towns, we’re actively funding deals throughout the state, including:
- Birmingham
- Huntsville
- Montgomery
- Mobile
- Tuscaloosa
- Auburn
- Dothan
- Decatur
- Florence
- Hoover
- …and more
Why Alabama Is a Great Place to Invest
With affordable home prices, strong rental yields, and steady population growth, Alabama offers real estate investors a chance to scale quickly and profitably. The state’s mix of college towns, military bases, and economic development zones creates steady demand for both flips and rentals. Pair that with landlord-friendly laws and low barriers to entry, and it’s clear why more investors are turning their attention to Alabama.
Ready to Get Started?
If you’re looking for a trusted private lender who understands the market and shares your investment mindset, Residential Capital Partners is here to help. We’re not just a lender—we’re a partner in your growth.
Let’s fund your next Alabama deal with speed, transparency, and confidence.
